<x> += <y> will cost more gas than <x> = <x> + <y> for state variables. Similarly, <x> -= <y> will cost more than <x> = <x> - <y>.
Instances:
https://github.com/Cyfrin/2023-07-beedle/blob/main/src/Lender.sol#L263
pools[poolId].outstandingLoans += debt;
https://github.com/Cyfrin/2023-07-beedle/blob/main/src/Lender.sol#L388
pools[poolId].outstandingLoans += totalDebt;
https://github.com/Cyfrin/2023-07-beedle/blob/main/src/Lender.sol#L490
pools[poolId].outstandingLoans += totalDebt;
https://github.com/Cyfrin/2023-07-beedle/blob/main/src/Lender.sol#L637
pools[poolId].outstandingLoans += debt;
<x> = <x> + <y> saves more gas than <x> += <y>.
Manual review
Use <x> = <x> + <y> wherever possible instead of using <x> += <y>.
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