ex:
Bob has 1,000,000 poolBalance for loans
Bob only wants 200,000 loan
But Alice increases the interest to (500,000) which creates more risk for the loan(lender)
Bob takes it since there is no minimum check on how much debt Bob wants to take
Risk for Bob and causing Bob more debt than before by artificially upping the interest
Add state var that checks the minimum of debt that the new lender wants to take
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