If for some reason the beneficiaries find out that there is such a system that if the owner does nothing for 90 days, they can withdraw the money, they may imprison the owner in the real world or deprive her of internet access and thus gain access to the assets.
To reduce this risk or prevent abuse by stakeholders, we can implement these solutions:
Consider the possibility of an emergency reset, a simple function that the owner can easily disable by calling it in the event of an unexpected event.
Make the time lock dynamic so that anyone can adjust it depending on the situation. Sometimes, due to illness or arrest, more time may be needed.
Add an event that notifies the owner whenever stakeholders try to execute inherit (e.g. via an off-chain system)
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